Determining how
much you can afford to finance and spend on a monthly
payment by using the available “Monthly Spending
Plan” worksheet.
Getting
a copy of your credit report (this is what creditors
will see).
Identifying
your transportation needs.
Checking
auto buying guides, Web resources and other sources
to find out the price range and other information
for the vehicle you want to buy.
Comparing
current finance rates offered by various banks,
credit unions or other lenders. This is important
as there may be restrictions on the most attractive
rates or terms from any credit source.
